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Finance & tax

Tips on managing your business finances, from improving cash flow to understanding your tax obligations.

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GST and Provisional Tax

5 minute read

How to stay on top of GST and provisional tax payments during the year.

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Five ways to improve your cash flow

3 minute read

Balancing incoming cash and outgoing expenses can be tricky. Here are 5 simple things you can start doing today to help you manage your business cash flow.

Improving your profit margin

Three tactics to help you improve your business’ profit margin

3 minute read

Help boost your profit margins with these tips for increasing profitable sales and reducing costs.

The value of a triple bottom line

The value of a triple bottom line

3 minute read

How shifting your focus beyond profit could help your business thrive.

help manage your cashflow in crisis

Help manage your cash flow in a crisis

3 minute read

A key part of running a sustainable business is having a steady cash flow. Here are some strategies to help avoid running out of cash, particularly when an unexpected crisis arises.

Raising cash quickly in a crisis

Raising cash quickly during a cash flow crisis

3 minute read

If your business experiences a downturn or financial crisis, you may need to raise money fast. Here are some ways you could help increase cash flow.

Financial Well being in Agriculture

Tips for farm budgeting and planning

3 minute read

Having a budget for your farm is a great way to plan and track the financial performance of your business. Creating one can be simple, you just need to know where to get started.

Cash burn

Tips to help reduce your cash ‘burn rate’

3 minute read

Help take control of your business during a crisis by working out how much cash you have left. If you know when you’ll have zero cash, you can prioritise your next steps.

Three business strategies in a cash crisis

Business continuity & contingency planning to avoid cash crisis

3 minute read

If the viability of your business is at risk and you’re considering what to do next, here are three options you could consider.

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Five tips to help keep your business afloat in a crisis

3 minute read

When you need to seek financial support it pays to be prepared with all your key financial information.

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Choosing the right loan type for your business

3 minute read

If you need finance for your business and you’re not sure whether to choose a business term loan or overdraft, there are a few ways to discover which could work best for you.

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Financing a business without tangible assets

3 minute read

Tim Wixon, Head of Tech Industry at BNZ, works alongside a range of high growth clients. In this article, Tim will share a few tips on how to finance a business without tangible assets.

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Grow your business through asset finance

3 minute read

If you’re looking to finance a work vehicle or new equipment, Asset Finance could help you boost your business without parting with hard-earned cash.

How to value your business

How to value your business

2 minute read

From when to get a business valuation to how to help increase its potential price tag, explore the ins and outs of learning what your company is worth.

How to fund your new business

How to fund your new business

4 minute read

Capital is essential for any new business, and if you’re an ambitious business owner you’ll no doubt have big plans that will require some financial backing.

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Jackson's Farm: Growth through generational planning

0 minute read

Growing from 240 to 2,000 hectares over 70 years, Jackson's Farm demonstrates the importance of a clear vision, careful planning, and good partners.

Tips for collecting your money faster

Tips for collecting your money faster

3 minute read

If you offer credit to your customers, follow our four steps to help reduce the chances of late or non-payment and speed up your cash cycle.

Five pricing strategies to help make a profit

Five pricing strategies to help make a profit

3 minute read

Getting your pricing right when you’re starting out is never easy. Here are five ways to help you improve your chances of making a profit.

Balancing pricing costs and margin to improve profit Stocksy 1343860

Balancing pricing, costs, and margin to improve profit

3 minute read

After launching your business, it’s useful to review your profit performance. Here are five pricing and costing strategies that could help you maximise your profit after starting up.

Licensed GettyImages 634758435 RET Resized 1200x800 Starting up cashflow forecasting tips

Cash flow forecasting tips for new businesses

3 minute read

Trying to predict cash flow can be tricky when you’re starting out. Our guide can help you forecast ahead with more confidence.

How to buy a business

How to buy a business

4 minute read

Acquiring a business is a big decision, and one few people will make more than once or twice in their lifetime. Here are some tips to help you find the right business for you.

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How NZ tech company Modica Group used a business loan to their advantage

4 minute read

Find out how Modica Group, a leading enterprise messaging platform, propelled their growing tech business forward with the help of a business loan.

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Adjusting the building blocks of your business to help future growth

3 minute read

Help set your business up for future growth by making sure the building blocks of your business like, existing customers, cash flow, finding new customers, and automating sales processes, are locked in.

Starting Up calculating the cost to start up

Calculating the cost to start your business

3 minute read

Once you’ve got a business idea in mind it’s handy to know how much money you’ll need to get up and running.