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Topping up your home loan

You may want to borrow more money on top of your existing home loan, e.g. to pay for renovation work. The amount you borrow can be added to your home loan or taken out as an additional loan.

Top up your home loan

By using your home loan to borrow the funds you need, you can take advantage of home loan interest rates, which are usually lower than a personal loan or credit card.

How to top up your home loan

You can apply to top-up your home loan by any amount over $5,000. Loan to Value Ratio (LVR) rules and restrictions may apply.