Using Internet Banking for Business
Find out how to send international payments through FX Online.
International payments for business banking
You can send or receive international payments directly from Internet Banking for Business or the BNZ Business app. Our priority is keeping your money secure, while still being fast.
{"type":"half","heading":"International payments for business banking","bodyText":"<p>You can send or receive international payments directly from <a href=\"https:\/\/secure.bnz.co.nz\/auth\/business-login\" target=\"_blank\" title=\"Internet Banking for Business\" rel=\"noopener noreferrer\">Internet Banking for Business<\/a> or the BNZ Business app. Our priority is keeping your money secure, while still being fast.<\/p>","actionLinkHref":"\/business-banking\/international\/international-payments#sending-payments","actionLinkLabel":"How to send a payment","supportingLinkHref":null,"supportingLinkLabel":null,"theme":"boxed","heroImage":{"height":920,"position":{"x":"41%","y":"43%"},"title":"Page header half1x","url":"\/assets\/bnz\/business-banking\/international\/Page-header-half1x.jpg?201676e3546072aff11e6d7f1d5a13e38bf17775","width":930},"heroImage2x":{"height":920,"position":{"x":"40%","y":"45%"},"title":"Page header half2x","url":"\/assets\/bnz\/business-banking\/international\/Page-header-half2x.jpg?d48797626c33077b1c85cc6fc704e3fa858b1196","width":930},"smallHeroImage":{"height":600,"position":{"x":"27%","y":"43%"},"title":"Page header mobile1x","url":"\/assets\/bnz\/business-banking\/international\/Page-header-mobile1x.jpg?6567ff2c019d155d7cf255b490e3b77deaf438e6","width":1125},"smallHeroImage2x":{"height":600,"position":{"x":"26%","y":"47%"},"title":"Page header mobile2x","url":"\/assets\/bnz\/business-banking\/international\/Page-header-mobile2x.jpg?7b2f48e6bb92d6ceb02920d6091bd7c85e70bd5c","width":1125}}
Features and benefits
- Make payments in over 30 currencies to more than 230 countries.
- Get personalised live exchange rates.
- Make foreign currency account transfers.
- Access your international payments activity.
- Use forward exchange contracts on payments and account transfers.
- No minimum transfer.
- $0 transfer fee when sending foreign currencies using Internet Banking for Business or the BNZ Business app.
How to send a payment
To send money overseas, you’ll need to know the recipient’s details (including address and bank details) and the bank codes of the destination country, such as national clearing codes, SWIFT codes, or purpose codes.
Making payments in Internet banking
Using the BNZ Business app
Learn how to send international payments in the BNZ Business app.
Save on fees when you send money overseas
We’ve removed our fee when making international payments in foreign currency through Internet Banking for Business or the BNZ Business app. If you choose to pay the overseas bank fee for your recipient, we’ll discount that too - you’ll pay a flat amount and we’ll cover the rest.
How to receive a payment
Overseas payments can be deposited directly into your BNZ bank account. The SWIFT BIC code for Bank of New Zealand is: BKNZNZ22. This should be used whenever funds are sent from overseas to BNZ bank accounts. You’ll be able to see the transaction in Internet Banking for Business or the BNZ Business app.
How sanctions affect international payments
Sanctions requirements may lead to delays in processing your payments. Make sure you’re familiar with sanctions and their impacts before doing business offshore.
We’ve suspended international payments in all currencies to Russia. This is due to global sanctions in response to the situation in Ukraine.
International help and support
If you have any questions or need help, call 0800 855 856. If you’re overseas, use a landline and call +64 4 473 5901.