USD - United States Dollars	AUD - Australian Dollars	CAD - Canadian Dollars	GBP - Great Britain Pounds
EUR - European Community Euro	SGD - Singapore Dollars	HKD - Hong Kong Dollars

• These per annum interest rates are indicative only and are subject to change without notice.
• Tiers are subject to change at BNZ’s discretion without notice.
• No interest is payable on credit balances below the minimum tier.
• Interest is calculated daily and paid in the currency in which the account is held, on the last business day of each month.
• A 'month' for interest purposes refers to the period from the day after the last business day in a month up to and including the last business day of the next month.