Business equipment and vehicle loans

Fund new or used equipment for your business growth with our flexible asset financing option.

Apply online Talk to a specialist

Flexible asset finance for all business sizes

Apply for up to 100% funding for new or used equipment, and customise your loan to suit your business.

Fund a range of assets

Fund new or used assets specific to your business, including:

  • vehicles e.g. cars, trucks, or utes
  • construction equipment e.g. forklifts and excavators
  • manufacturing equipment
  • agricultural equipment
  • medical equipment e.g. X-ray machines.

Grow your business

  • Use asset finance to upgrade or expand your vehicle fleet, equipment, or machines.
  • Purchase assets without using your existing capital, and pay them off while they’re working for your business.
  • Release capital back into your business by using equipment you already have as security.

Tailor interest rates and terms

  • Fixed or floating (variable) interest rates available, tailored to your business and borrowing needs.^
  • Your credit history, income, financial position, loan term, and amount are factored in.
  • Structure your repayments to meet your seasonal cash flow.
  • Choose a term from one to five years.^

Investment Boost

You could claim back 20% of a new asset purchase for your business with the Government’s Investment Boost, which came into effect in May 2025. Find out more on the IRD website.

How to apply

1. Apply online

If you’re ready to apply, gather the relevant documents and start the process. Receive contact within 1-2 days. 

Apply for asset finance

2. Confirmation

Receive approval and an interest rate tailored to your business. Choose your repayments and term.

3. Access the funds

Receive the funds and purchase your equipment or vehicle to grow your business.

How our specialists can help

For equipment financing up to $500,000, our asset finance specialists can help speed up your application and financing. They offer simplified requirements and support from start to finish. 

Start the application online, or request a call, and a specialist will contact you to discuss eligibility and provide assistance.^

Request a callback

Other finance for growth and investment

Term loans

Expand production or services with a term loan. Select your interest rate and term, and a repayment period to suit your cash flow.

More about term loans

Green Business Loan

Get funding for renewable energy, zero or low emission transport, agribusiness or sustainable projects.

More about Green Business Loans

Commercial property loans

Find the right finance to suit your investment strategy, and payment structures that meet your development’s needs.

More about property loans