Help & Support

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  3. Making business deposits

Making business deposits

In addition to our Internet Banking and Smart ATM deposit services, we provide other convenient ways for businesses to deposit money.

Deposit cards

A deposit card is for businesses to deposit cash into a nominated business account.

It can’t be used for:

  • payments
  • purchases
  • withdrawing money
  • checking account balances.

Deposit cards issued before May 2026

Deposit cards issued before May 2026 don’t have a 13 digit card identifier printed on the back of the card.
These deposit cards will stop working at the end of August 2026.
You’ll need to apply for a new deposit card if you wish to continue using a deposit card.

These deposit cards can be used at ATMs or in a BNZ branch.

When you make a deposit at an ATM using our deposit card you’ll need to provide the following identification details:


  • first name and surname
  • mobile number
  • any one of the following: date of birth, New Zealand driver license number, or New Zealand passport number.


You’ll also need to confirm that the deposited funds are not derived from fraudulent or illegal activities.

We need these details to meet our obligations under the Anti-Money Laundering and Countering Financing of Terrorism Act 2009. Your information is stored securely and only used for regulatory purposes.

ATM deposits with deposit cards issued from May 2026

Deposit cards issued from May 2026 have a 13 digit card identifier printed on the back of the card. This number is unique to the cardholder.

These deposit cards are only able to be used at BNZ Smart ATMs.

Cash services and transportation

If you have a Point-to-Point (P2P) arrangement in place with a BNZ approved Cash in Transit (CiT) provider, you can have deposits collected from your place of business. You can also use BNZ Direct Cash for depositing cash.

For further information about CiT services or to register for BNZ Direct Cash, speak to your BNZ relationship manager.

BNZ Direct Cash

Use BNZ Direct Cash, only for depositing cash.

It’s important to prepare your Direct Cash bags pdf 180kb correctly, to help us process your deposit as quickly as possible.

BNZ Direct Cash guides

Deposits over the counter

Cash deposits can be made over the counter at most BNZ branches unless we specifically say the branch ‘does not provide over-the-counter cash transactions’.

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