Applying for a home loan

If you want to apply for a new home loan or move an existing home loan to us, we’re here to help. Get started by requesting a call back.

Request a call back Other ways to get in touch

Contact an expert

Other ways to get in touch

Get a call back

One of our home loan experts will talk through your options and answer any questions you have.

Request a call back

Request conditional approval

Apply for conditional approval and we’ll be in touch to discuss how much you could borrow, so you know what you can afford and can be ready to move quickly on the home you want.

Request conditional approval

Move your home loan to BNZ

Our home loan experts can make moving your home loan easier. Plus, if you qualify for Home Loan Switch, you won’t have to find a lawyer or pay legal fees.^

All home loans are subject to our lending criteria (including minimum equity requirements), terms and fees. Interest rates are subject to change. An establishment fee of up to $150 may apply. Not for business purposes.

Due to amendments to the Overseas Investment Act 2005 which came into effect on 22 October 2018, all non-resident purchasers must complete a Residential Land Statement to say whether they are eligible to buy residential property in New Zealand. There are significant penalties under the Act for not complying and your lending approval may be withdrawn. You should seek independent advice if you are unsure if you comply with the Act.

Home Loan Partners cover city and rural areas across Northland, Auckland, Hamilton and Waikato, Tauranga and Bay of Plenty, Hawkes Bay, Taranaki, Whanganui and Manawatū, Wellington, Nelson and Marlborough, West Coast, Canterbury, Queenstown, Otago, and Southland regions.

More about our home loans terms and conditions

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