Get at least $5,000 cash back on your first home

Apply for a new BNZ home loan of $250,000 or more on your first home and you could get a minimum of $5,000 cash back, even with a deposit as low as 5%.

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How the cash back offer works

When you apply for a BNZ home loan for your first home you could get a minimum of $5,000 cash back as part of our first home buyers’ package.

All applicants must be first home buyers as determined by BNZ.
Available on new approved BNZ home loans of $250,000 or more.
This offer applies even with a deposit as low as 5%.
This limited offer may be withdrawn at any time without notice.
All home loans are subject to lending criteria (including minimum equity requirements) terms, and fees.

Refer to the offer terms and conditions

Talk to an expert about applying

What to bring to your appointment

You’ll need to provide us with details and proof of your finances to help us decide if you’re eligible for a home loan. Find out what documents to bring

A guide for first home buyers

If you’re confused about the ins and outs of buying a house, you’re not alone. We’ve put together a guide to help explain each stage of the home-buying process, from applying for a home loan to settlement.