Term deposit and Term PIE rates

Depending on the term of your deposit, you can choose to have your interest paid monthly, quarterly, six monthly, annually, or at maturity.

Returns on YouWealth managed funds

BNZ YouWealth fund performance to 30 September 2021^.

Returns are calculated after deducting management fees and before deducting tax.

  CONSERVATIVE Fund MODERATE Fund BALANCED Fund BALANCED GROWTH Fund Growth Fund
1 month -0.92% -1.24% -1.49% -1.56% -1.71%
3 months -0.05% 0.28% 0.66% 0.72% 1.03%
1 year 1.90% 6.03% 10.11% 11.52% 14.83%
3 years (per annum) 4.52% 6.30% 7.85% 8.66% 9.78%
5 years (per annum) N/A N/A N/A N/A N/A
Since inception (per annum)
4.47% 6.25% 7.81% 9.18% 10.07%

The inception date of the YouWealth funds was 21 May 2018. Five-year returns for the funds will be reported from June 2023 onwards.