Credit cards
Save money with the lower interest rate Business First Lite Visa, or earn rewards with Advantage Visa Business.
Business cards
Our business cards can help you make payments, manage your expenses, and make the most of your working capital.
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Types of business cards
Our cards come with a range of benefits, so you can choose which card will deliver the best solution for your business.
Purchasing cards
Effectively manage multiple cards and pay no interest by paying your account in full by direct debit, each month with a Purchasing card facility.
Debit cards
Pay your business expenses online or overseas using your own money with Flexi Debit for Business Visa.
Features and benefits
Working capital
Access short-term working capital by using interest-free days with a business credit card.
Control over spending
Manage your employees’ card limits, daily spend limits, or access to cash advances.
Rewards and travel benefits
Tips and guides
Five ways to improve your cash flow
Balancing incoming cash and outgoing expenses can be tricky. Here are 5 simple things you can start doing today to help you manage your business cash flow.
Help manage your cash flow in a crisis
A key part of running a sustainable business is having a steady cash flow. Here are some strategies to help avoid running out of cash, particularly when an unexpected crisis arises.
Get in touch
Our business specialists are available to provide expert advice and help you work out the best products for your business needs.
If you need some help contact us.
Deposit cards
Make business deposits at any BNZ Smart ATM with a deposit card. Cardholders can be an employee, volunteer, or other trusted person. They are able to deposit cash without taking money out, or seeing your account balance.