BusinessFirst Interruption

Insurance designed to protect the income of your small-to-medium business after an unexpected and accidental loss of business assets.

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Protect your business income

Quick and easy

With the help of BNZ, BusinessFirst interruption insurance is quick to arrange with the insurer, IAG,^ and easy to understand. There’s no paper involved in applying, you simply pick up the phone and they’ll take it from there.

Designed for small-to-medium businesses

BusinessFirst interruption insurance is easily adapted to suit your budget and the level of cover your business requires. This also means that when the size or nature of your business changes, it’s easy to change your cover to suit.

Affordable and flexible cover

To help protect your business income after a loss of assets, BusinessFirst interruption insurance includes the following types of cover:

Loss of income due to loss of assets.
Loss of income that does not involve loss of assets such as infrastructure damage elsewhere.
Reasonable costs for you to assess and prepare a valid claim.
Reasonable additional costs you incur in order to continue operating.

Choosing your indemnity period

Your indemnity period is the time it would take to get your business back on its feet after an event. This can be quite different from one business to another, so rather than having a set time, choose an indemnity period that suits you. Here are some things that could influence the period you need:

Buildings – are alternative premises available?
Machinery – can it be replaced easily?
Stock – can it be easily sourced?
Records – can they be replaced?
Market share – what will your competitors do?

Partnering with IAG New Zealand

We partner with IAG, New Zealand’s largest general insurer, to provide business insurance. As the insurer, IAG provides support, manages your policies, and looks after any claims.

Get in touch

You can request a call back from an insurance specialist at IAG, or call them direct.

Request a call back

Log in to the BNZ app or Internet Banking.
From the menu, select Apply now.
Select Insurances.
Select Request a call back.
Select Business Insurance.
Choose a time and day for a call back from an insurance specialist at IAG.

Business insurance enquiries

Small businesses - 0800 269 763
Medium to large businesses - your BNZ Partner

Call us for a quote

If you don’t have business insurance with IAG, call us on 0800 275 269 (0800 ASK BNZ) to ask for a quote on insurance.