BusinessFirst Liability Protection

Cover to protect your small-to-medium business against the possible consequences of a statutory, employer, or third party liability claim.

{&quot;type&quot;:&quot;full&quot;,&quot;heading&quot;:&quot;BusinessFirst Liability Protection&quot;,&quot;bodyText&quot;:&quot;&lt;p&gt;Cover to protect your small-to-medium business against the possible consequences of a statutory, employer, or third party liability claim.&lt;\/p&gt;&quot;,&quot;actionLinkHref&quot;:null,&quot;actionLinkLabel&quot;:null,&quot;supportingLinkHref&quot;:null,&quot;supportingLinkLabel&quot;:null,&quot;theme&quot;:&quot;boxed&quot;,&quot;heroImage&quot;:{&quot;height&quot;:1000,&quot;position&quot;:{&quot;x&quot;:&quot;83%&quot;,&quot;y&quot;:&quot;42%&quot;},&quot;title&quot;:&quot;bus first liability page header&quot;,&quot;url&quot;:&quot;\/assets\/bnz\/business-banking\/business-insurance\/Images\/bus-first-liability-page-header.jpg?69ad3aea8075daab3c0ccaa29402e5ff622eddc0&quot;,&quot;width&quot;:1840},&quot;heroImage2x&quot;:{&quot;height&quot;:2000,&quot;position&quot;:{&quot;x&quot;:&quot;85%&quot;,&quot;y&quot;:&quot;43%&quot;},&quot;title&quot;:&quot;bus first liability page header 2x&quot;,&quot;url&quot;:&quot;\/assets\/bnz\/business-banking\/business-insurance\/Images\/bus-first-liability-page-header-2x.jpg?bdab9fb7b74b8b030cb53bda8aeede5cbf1d3222&quot;,&quot;width&quot;:3680},&quot;smallHeroImage&quot;:null,&quot;smallHeroImage2x&quot;:null}

Quick and easy

With the help of BNZ, BusinessFirst liability protection is quick to arrange with the insurer, IAG^, and easy to understand. There’s no paper involved in applying, you simply pick up the phone and they’ll take it from there.

Designed with small-to-medium businesses in mind

BusinessFirst liability protection is easily adapted to suit your budget and the level of cover your business requires. This also means that when the size or nature of your business changes, it’s easy to change your cover to suit.

Comprehensive cover

BusinessFirst liability protection is designed to meet your immediate insurance needs. It provides protection against insurable risks arising out of claims made by third parties that a small business is potentially exposed to on a daily basis. This protection includes the following general types of cover. Specialist liabilities can also be covered if required.

General liability

For example, a plumber breaks the plumbing at a house and this damages the house as well as affects the neighbour’s sewage.

Service and repair

For example, a mechanic is working on a customer’s car, moves some machinery around it and it damages the car.

Care, custody, or control

For example, a warehouse stores goods such as apples for someone else and the fruit goes off, or the goods are damaged because of a fire or storm.

Partnering with IAG New Zealand

We partner with IAG, New Zealand’s largest general insurer, to provide business insurance. As the insurer, IAG provides support, manages your policies, and looks after any claims.

Get in touch

You can request a call back from an insurance specialist at IAG, or call them direct.

Request a call back

Log in to the BNZ app or Internet Banking.
From the menu, select Apply now.
Select Insurances.
Select Request a call back.
Select Business Insurance.
Choose a time and day for a call back from an insurance specialist at IAG.

Business insurance enquiries

Small businesses - 0800 269 763
Medium to large businesses - your BNZ Partner

Call us for a quote

If you don’t have business insurance with IAG, call us on 0800 275 269 (0800 ASK BNZ) to ask for a quote on insurance.