Managing finances
Here are some tips on how to better manage your finances – from debt and saving, to working through an unexpected challenge.
KiwiSaver and your financial wellbeing
3 minute read
KiwiSaver is designed to help you save money to live on in retirement. KiwiSaver accounts are usually ‘locked in’. However, you may be able to withdraw some of your KiwiSaver savings if you're in significant financial hardship.
Supercharge your savings
4 minute read
It’s good to put money aside for when you might need it later down the track. But to really supercharge your savings, it pays to have your money working as hard as it can for you.
Do you feel free when it comes to money?
3 minute read
Financial freedom is not about being wealthy. It’s about feeling good about your financial situation – whatever that may be.
What’s your saving style?
5 minute read
Understanding your attitude to putting money aside could help you on the road to better saving.
Getting in control of your credit card
5 minute read
If you find yourself struggling to keep on top of your credit card payments and can never get your balance down, here are seven ways to help you get in control of your credit card debt.
Building an emergency fund
3 minute read
There’s nothing like the feeling of knowing you have enough savings set aside to cover your expenses, no matter what life throws at you. Find out ways to help you build a financial safety net.
How to create a financial plan and start to master your money
5 minute read
The starting place of mastering money can be as simple as working out a financial plan and setting some goals. We look at the benefits of money management and how to get started.
How to get control of your day-to-day finances
3 minute read
Being in control of your day-to-day finances is the first step towards feeling in control of your money.
How to improve your credit rating
4 minute read
There’s an air of mystery to the way credit ratings are calculated. Here, we shed some light on what a credit rating is and how it can impact your ability to take out a loan.
Is debt consolidation the right choice for me?
3 minute read
Debt consolidation loans could help people who are struggling to keep on top of their finances, but here are five points to keep in mind.
Personal lending: What to think about before you borrow
3 minute read
Most New Zealanders borrow money at some point during their lives. If you’re thinking about taking out a loan or other credit facility, it’s a good idea to look at all your options, so you can make an informed decision.
What to do if you’ve been made redundant
3 minute read
Being made redundant can be a huge shock, both emotionally and financially. Here are some ideas that could help you manage it.
5 things to think about before you get a credit card
3 minute read
Credit cards can be a good way to manage your money if you know how to use them wisely.
Prioritising your debt repayments
3 minute read
It can be awkward to talk about our personal finances, which is why it can be equally difficult to ask for advice, especially when it comes to managing debt, what to pay back, and when.
What you can do if you’re having trouble with home loan repayments
4 minute read
Running into financial challenges can make it difficult to keep up with home loan repayments. Here are some options that could take some of the pressure off.
Understanding the basics of banking
4 minute read
Understanding some of the most commonly used banking terms could be helpful when it comes to making the most of your banking.
What you can do if you’re experiencing financial hardship
3 minute read
Struggling to pay your bills and afford the basics in life is a tough place to be. Here are some ways to help reduce financial stress.
Five common money mistakes
3 minute read
Managing your finances isn’t always easy. But there are a few things you can do to avoid common money mistakes.
Having the money for what you want in life
4 minute read
Having the money for what you want in life is about knowing where you’re headed, and taking the right path to get there – one step at a time.
What type of spender are you?
3 minute read
Knowing your spending personality can help you understand your buying habits, and where you can make changes if you need to.
Insurance: the foundation of your financial stability
5 minute read
Insurance isn’t just for homeowners and parents – it’s a key part of protecting yourself at any stage of life. Here’s why.
Six ways saving could change your life
5 minute read
Saving can be the cornerstone of financial stability. Good saving habits can help you achieve long-term goals and provide peace of mind. Here are six things to consider when starting your savings journey.
Raising financially savvy children
5 minute read
Money is an important part of life. Teaching your children how it works and handy management habits when they’re young can set them up for success in the future.