Compare merchant payment options

Take a look at the features, benefits, rates, and fees for our merchant payment facilities to work out which one best suits your business.

Apply for a merchant facility

In-person payment options

EFTPOS

PayClip

BNZ Pay

Features and benefits

*To use Alipay+, you’ll need to have a compatible Verifone terminal and agree to Verifone’s terms and conditions.

^Not available as part of the standard offering. You can add these features after you’re set up as they are available for enablement, by calling 0800 729 254 for PayClip, or 0800 737 774 for BNZ Pay.

**To use Payap, you’ll need to have a compatible terminal model and agree to Centrapay’s terms and conditions. Check if your terminal model is compatible at centrapay.com

***CurrencySelect EFTPOS is compatible on EFTPOS terminals processing through the Worldline network.

Rates and fees

Online payment options

Ecommerce stores

We’ve partnered with BigCommerce, an all-in-one ecommerce platform, to help you design and build your online store and integrate it with our secure payment gateway and merchant facility.

Businesses best suited for

  • New or established businesses
  • Businesses wanting to set up a website and expand into online sales
  • Businesses wanting better ecommerce capabilities and reporting for financial benefits

Features

  • Customisable website designs
  • Integrated into our secure payment gateway
  • Visa and Mastercard accepted
  • Advanced marketing toolkit to attract customers and increase sales
  • Reporting and analytics platform
  • 3D Secure protection against card fraud

Rates and fees

Payment gateways

We partner with a number of ecommerce payment gateways to help make it quicker and easier to manage transactions, and accept payments securely through your website.

Businesses best suited for

  • Merchants that have an established relationship with a payment gateway provider
  • Businesses wanting to charge international cardholders in their home currency

Features

  • Make purchases and refunds
  • Integrated with a wide range of certified payment gateways
  • Visa, Mastercard, and CurrencySelect accepted
  • 24/7 real-time processing
  • Same day or overnight settlement depending on the payment gateway
  • 3D Secure protection against card fraud

Rates and fees

  • $150 application fee (one off)
  • Interchange Plus pricing
  • Third party processing costs paid to your chosen payment gateway

Merchant help and support

Call our support team on 0800 737 774

BNZ help desk - Available Mon-Fri, 8.30am-5pm.

BNZ Pay (Quest) service desk - Available Mon-Fri, 9am-7pm (NZST),  weekends and public holidays, 10am-5pm (NZST).

Call our PayClip team on 0800 729 254

BNZ PayClip general queries - Available Mon-Fri, 8.30am-5pm.

BNZ PayClip technical or functional support - Available at all times.